Mall Dealer

Liability Coverage

  • Covers liability in the mall booths you rent (up to 4) & any show booths (up to 4)
  • Product Liability for the merchandise you sell
  • Personal Injury Liability such as libel, slander, and false arrest
    • Does not cover Professional/Errors & Omissions Liability nor Contractual Liability

LIMITS

  • $1,000,000 Each Occurrence Limit
  • $1,000,000 General Aggregate Limit
  • INCLUDED Products/Operations Limit
  • $1,000,000 Personal & Advertising Limit
  • $100,000 Fire Damage Limit
  • $5,000 Medical Payments

RATES

  • $181.75 per year

OPTIONAL LIABILITY COVERAGES

  • $26.35 for each mall location over 4
  • $131.75 for show coverage (over 4 shows)
  • $26.35 for each additional insured
  • $52.70 for a $2,000,000 Aggregate Limit
  • $52.70 for $2,000,000 per occurrence Limit
  • $52.70 for a Warehouse or Storage Unit
  • $52.70 for an office location
  • $105.40 for Hired/Non-Owned auto coverage

Inventory Coverage

  • Covers your inventory at any location: in your mall booth, storage, in your home and at shows.
  • Covers furniture, fixtures & equipment.
  • Covers your inventory for collision, theft, and vehicle overturn while in transit
  • Covers consigned inventory in your care & custody.
  • NO coinsurance penalty, however it is recommended that you carry insurance to the maximum value (your cost) of your inventory.
      Any loss is cost based unless stated otherwise on the policy.
  • Deductibles starting at $250. A wind deductible is required in Florida and other coastal areas.
      A wind deductible/exclusion is required in Florida and other coastal areas based off your proximity to the coast.
  • Coverage includes fire, lightning, windstorm, earthquake, burglary, robbery, accidental breakage and vandalism. Does not cover mysterious disappearance (shoplifting) or flood.
      This is not a complete list of exclusions. See policy for a complete list.
  • Coverage on fine jewelry limited to $2,500 per claim.
  • Coins and Stamps are NOT covered.
  • Per item limit $5,000 – can be increased to $10,000 for an additional premium.
  • Shipping coverage up to $5,000 per occurrence.

RATES

Amount of Coverage Annual Premium Amount of Coverage Annual Premium
$10,000
$171.21
$35,000
$474.76
$15,000
$232.34
$40,000
$534.84
$20,000
$292.42
$45,000
$595.97
$25,000
$353.55
$50,000
$656.05
>$30,000
$413.63
Over $50,000
Submit Application

APPLICATION

Download Mall Dealer Application

Current membership in the Association is required to be eligible for the dealer insurance benefit. Rates include all taxes & fees and are subject to change at any time. Coverage is subject to policy exclusions, endorsements and provisions. Policy will not be bound until approved by underwriter.