Mall Dealer

Liability Coverage

    • Covers liability in the mall booths you rent
    • Product Liability for the merchandise you sell
    • Personal Injury Liability such as libel, slander, and false arrest

    Does not cover Professional/Errors & Omissions Liability nor Contractual Liability


      • $1,000,000 Each Occurrence Limit
      • $1,000,000 General Aggregate Limit
      • INCLUDED Products/Operations Limit
      • $1,000,000 Personal & Advertising Limit
      • $100,000 Fire Damage Limit
      • $5,000 Medical Payments

      Inventory Coverage

        • Covers your inventory at any location: in your mall booth, storage, in your home and at shows.
        • Covers furniture, fixtures & equipment.
        • Covers your inventory for collision, theft, and vehicle overturn while in transit
        • Covers consigned inventory in your care & custody.
        • NO coinsurance penalty, however it is recommended that you carry insurance to the maximum value (your cost) of your inventory.Any loss is cost based unless stated otherwise on the policy.
        • Deductibles starting at $250. A wind deductible is required in Florida and other coastal areas.A wind deductible/exclusion is required in Florida and other coastal areas based off your proximity to the coast.
        • Coverage includes fire, lightning, windstorm, earthquake, burglary, robbery, accidental breakage and vandalism. Does not cover mysterious disappearance (shoplifting) or flood.This is not a complete list of exclusions. See policy for a complete list.
        • Coverage on fine jewelry limited to $2,500 per claim.
        • Coins and Stamps are NOT covered.
        • Per item limit $5,000 – can be increased to $10,000 for an additional premium.
        • Shipping coverage up to $5,000 per occurrence.


        Download Dealer Application

        Current membership in the Association is required to be eligible for the dealer insurance benefit. Coverage is subject to policy exclusions, endorsements and provisions.