General Collector

Your collection is special – Keep it protected

Don’t leave your collection of antiques and/or collectibles unprotected. These special items need to have special protection and regular homeowners coverage in most cases is just not adequate. This program was designed specifically for this purpose and offers many benefits.

BENEFITS

    • No Appraisals – Only single items over $5,000 need to be listed on the application
    • Low Rates – Rates are generally more cost effective than homeowners coverage.
    • Replacement Cost Coverage – You will receive current market value of the item at the time of loss.
    • Excellent Coverage includes fire, lightning, vandalism, windstorm, earthquake, flood, theft, and accidental breakage.
    • Low Deductibles – Deductibles starting at $250 per occurrence. Higher deductibles available for premium credit. (20% Earthquake Deductible in California and Windstorm deductibles/exclusions apply in coastal areas)
    • Mostly All Collectibles Accepted – Coverage for most all collectibles except jewelry, modern guns, and anything motorized. Separate Rates/Applications apply to Coins/Currency.
        This is not a complete list of exclusions or limitations.
    • High Rated Carriers – All coverage is written by carriers with at least an A rating from A.M. Best.
    • Hassle Free Claim Settlement – Our experts work with you to ensure fairness
    • Collector Designed Program was designed by collectors to provide comprehensive coverage for such a special market.

COLLECTOR INSURANCE RATES

Coverage Amount Annual Premium Coverage Amount Annual Premium
Minimum $20,000 $100.32 115,000 $340.23
25,000 $112.37 120,000 $352.28
30,000 $125.42 125,000 $365.33
35,000 $137.46 130,000 $378.38
40,000 $150.51 135,000 $390.42
45,000 $162.56 140,000 $403.47
50,000 $175.61 145,000 $415.52
55,000 $188.66 150,000 $428.57
60,000 $200.70 155,000 $441.62
65,000 $213.75 160,000 $453.66
70,000 $225.80 165,000 $466.71
75,000 $238.85 170,000 $478.76
80,000 $251.90 175,000 $491.81
85,000 $263.94 180,000 $504.86
90,000 $276.99 185,000 $516.90
95,000 $289.04 190,000 $529.95
100,000 $302.09 195,000 $542.00
105,000 $315.14 200,000 $555.05
110,000 $327.18 Over 200,000 Submit Application

Apply Today!